News & Updates
Canada Revenue Agency releases new retirement savings plans and pensionable earnings limits
November 25, 2025
The Canada Revenue Agency has unveiled its new limits for retirement savings plans and pensionable earnings.
The new maximum figures include:
- 2026 money purchase (MP) limit: $35,390, up from $33,810 in 2025.
- 2026 defined benefit (DB) limit: $3,932.22, up from $3,756.67 in 2025.
- 2027 registered retirement savings plan (RRSP) limit: $35,390, up from $33,810 in 2026.
- 2026 deferred profit-sharing plan (DPSP) limit: $17,695, up from $16,905 in 2025.
- 2026 year’s maximum pensionable earnings (YMPE): $74,600, up from $71,300 in 2025.
- 2026 year's additional maximum pensionable earnings (YAMPE): $85,000, up from $81,200 in 2025.
Click ‘More Information’ below to review the update:
