Maggie Carmichael

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Maggie maintains a broad practice covering all aspects of pension, benefits and executive compensation law.  She regularly provides advice to sponsors and administrators of provincially and federally regulated defined benefit and defined contribution pension plans on plan design, administration, compliance, funding and governance matters.  Maggie also provides advice on the pension, benefits and equity-based compensation aspects of corporate transactions, including mergers & acquisitions and reorganizations.

Maggie has experience working with employers in the design, drafting and implementation of incentive compensation plans, and with tax and other compliance issues relating to incentive compensation plans.

Maggie regularly advises employers with respect to employee-related tax matters, including source deduction and tax reporting issues, as well as the correction of deduction, remittance and reporting errors.

Prior to joining BMKP Law, Maggie practiced in the pension group at a pre-eminent Canadian law firm.

In addition to the practice of law, Maggie is a member of the Board of Directors of Trafalgar Castle School, where she currently serves as Chair of the Risk Committee.

Representative Work

• Acted as counsel to a number of pension plan administrators, including a multi-national pharmaceutical company and a multi-national technology company, on corporate reorganizations.
• Advised a manufacturing and distributing company in Companies Creditors’ Arrangement Act proceedings with respect to the wind-up of its defined benefit and defined contribution pension plans and the treatment of surplus.
• Advised on the merger of several single employer pension plans into an Ontario jointly-sponsored pension plan.
• Acted as counsel to a multi-national industrial manufacturing company in respect of its Canadian pension and savings plans, including governance, compliance and regulatory matters.
• Advised on the acquisition of a Canadian home improvement and construction products retailer, which included providing advice on the retailer’s pension, benefits and equity-based compensation arrangements as well as the drafting and implementation of post-closing incentive compensation plans.
• Provided advice to financial institutions and borrowers in connection with pension aspects of various credit facilities.

Awards & Accolades

• The Legal 500 Canada (2023-2024)
  Rising Star: Pensions

Associations & Memberships

• Canadian Bar Association | Pension and Benefits Law Section | Member
• Ontario Bar Association | Pension and Benefits Law Section | Member

Education

• University Certificate in Pension Law, Osgoode Professional Development
• Queen’s University, J.D.
• Wilfrid Laurier University, Hons. B.A.